Confirming with my bank that yes, I want to switch to the "basic" account package with its $1,500 minimum (fee-less) balance from my deprecated "EZ" account package with its newly raised $6,000 mininum balance. Yes, I understand that this requires opening a boring "savings" account at 0.05% APY and closing my snazzy "money market" account that is getting me 0.06% APY.